Effective:
12/23/08
Certificates of Deposit:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 30 Day CD |
1.00% |
$1,000.00 |
At Maturity |
| 60 Day CD |
1.00% |
$1,000.00 |
Monthly |
| 90 Day CD |
1.26% |
$1,000.00 |
Monthly |
| 182 Day CD |
1.51% |
$1,000.00 |
Monthly |
| 1 Year CD |
2.02% |
$1,000.00 |
Monthly |
| 2 Year CD |
2.27% |
$1,000.00 |
Monthly |
| 3 Year CD |
2.53% |
$1,000.00 |
Monthly |
| 4 Year CD |
2.84% |
$1,000.00 |
Monthly |
| 5 Year CD |
2.94% |
$1,000.00 |
Monthly |
Specials:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 15 Month CD |
2.27% |
$1,000.00 |
Monthly |
Savings:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| Passbook |
0.35% |
$100.00 |
Semi-Annually |
| Non Passbook |
0.50% |
$100.00 |
Quarterly |
| Christmas |
0.25% |
$10.00 |
Annually |
Checking:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| NOW |
|
|
|
| $0 - 9,999.99 |
0.15% |
$1,500.00 |
Monthly |
| $ 10,000.00 - 49,999.99 |
0.50% |
|
|
| 50,000.00 + |
0.75% |
|
|
| MMDA |
|
$2,500.00 |
Monthly |
| $0 - 9,999.99 |
0.25% |
|
|
| $10,000.00 - 24,999.99 |
0.50% |
|
|
| $25,000.00 - 99,999.99 |
0.75% |
|
|
| 100,000.00 + |
1.01% |
|
|
Traditional Individual Retirement Accounts (IRA):
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 18 Month Variable |
2.27% |
$100.00 |
Monthly |
| 90 Day Fixed |
1.36% |
$100.00 |
Monthly |
| 6 Month Fixed |
1.61% |
$100.00 |
Monthly |
| 1 Year Fixed |
2.12% |
$100.00 |
Monthly |
| 18 Month Fixed |
2.27% |
$100.00 |
Monthly |
| 2 Year Fixed |
2.38% |
$100.00 |
Monthly |
| 3 Year Fixed |
2.63% |
$100.00 |
Monthly |
Roth IRAs and Coverdale Savings Accounts:
|
| Account |
APY* |
Minimum to Open |
Compounding Method |
| 18 Month Variable |
2.27% |
$100.00 |
Monthly |
| 3 Year Fixed |
2.63% |
$100.00 |
Monthly |
| 5 Year Fixed |
3.04% |
$100.00 |
Monthly |
| * Annual Percentage Yield |
|
|
