Merchants & Farmers Bank
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One of the most important priorities of Merchants and Farmers Bank is the security and privacy of our customers' personal information. Merchants and Farmers Bank customers can rest assured that we have a commitment to offer the highest level of security available when banking at Merchants and Farmers. We value the trust our customers have placed in Merchants and Farmers and you can be confident in knowing that the information you share will be safeguarded. Also, being FDIC insured adds an additional layer of trust in knowing that your deposits are insured up to $250,000 per depositor.

Merchants and Farmers Bank provides the highest level of security possible and is focused on Internet banking. The following are just a few of our security measures:

Secure Communications
For your protection, Merchants and Farmers Bank’s Account Access requires 128-bit browser encryption. This industry standard prevents the possible interception of your personal financial information over the Internet.

Secure Login
No one at Merchants and Farmers Bank will ever ask for your password. Protecting your personal password is important to the security of your account. Please never share your password with anyone.

Secure Environment
Only authenticated bank customers or administrators can send or receive transactions to or from Merchants and Farmers Bank’s computer. Our computer system does not directly connect to the Internet. It is isolated by a "firewall" of software and hardware products that define, control, and limit the access that "outside" computers have to it. This firewall meets or exceeds all the standards set by the National Computer Security Association.

Security Reviews
We continuously monitor and audit all incoming and outgoing transactions to the Internet. We operate in accordance with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation, and State Banking Department of Alabama. Merchants and Farmers Bank has created an internal review process to continually ensure the highest level of web-trust available for security on the Internet.

E-mail Communications
For your protection, we recommend that you do not e-mail account numbers, debit card numbers, passwords, or other critical financial information. We cannot guarantee the security of standard e-mail communication. Your account data at Merchants and Farmers is secured by our state of the art technical equipment and in-house security policies. When you log onto your Merchants and Farmers account(s) your privacy is ensured by SSL technology.

Customer Service
If you have questions, just give us a call, (205)372-3311 Eutaw or (334)386-0331 Prattville, to speak to a Customer Service Representative (CSR).



Our online banking product is a protected data system with monitoring and active security. If you do not consent to monitoring, or do not have a valid account, you are prohibited from entering this system. Unauthorized access or other inappropriate activity will be reported to the appropriate law enforcement authorities for prosecution.

Privacy Policy
Banking Glossary : Security : : Phishing