History of the Bank

Established in 1900, Merchants & Farmers Bank has had the opportunity to provide banking services for clients throughout West Alabama for over 120 years. Much has changed over the years, but the bank’s commitment to personal service and finding solutions for our customers has not. Through difficult economic times, including a Great Depression, Merchants & Farmers Bank has been there for its customers. Our commitment to the communities we serve is without question.

Though Merchants & Farmers Bank began in Greene County, Alabama, it has since grown from its humble Eutaw roots. Not only did the bank move from Eutaw Town Square to Prairie Avenue, but it has also expanded to other locations. That means more help – and easily accessible services – for our customers!

In addition to its original Eutaw location, Merchants & Farmers Bank has a branch in Prattville, as well as a loan office in Demopolis. You can also find three ATMs located throughout the Eutaw community.

As a longstanding institution in the West Alabama community, Merchants & Farmers Bank has been recognized by the Alabama State Banking Commission for being one of the few independent banks in the state operating for more than 100 years.

Bank Officers

Daniel M. Garnand
Chairman of the Board, CEO, Investment Officer
Harris Banks
Rick Dunn
Senior Vice President
Valley Harrison
Senior Vice President
Keith Wallace
Vice President
John Compton
Angie Weeks
Compliance & BSA Officer
Carolyn Brownlee
Asst. Cashier & Head Teller
Palmer Halper
Head Bookkeeper
Jerry Elkins
Data Processing Manager

Board of Directors

The Board of Directors of Merchants & Farmers Bank consists of Chairman of the Board Daniel M. Garnand, Alvis Storey, Ralph Liverman, Harris Banks, Gavin Edgar, and Kevin Jockisch.