One of the most important priorities of Merchants & Farmers Bank is the security and privacy of our customers’ personal information. Merchants and Farmers Bank customers can rest assured that we have a commitment to offer the highest level of security available when banking at Merchants & Farmers. We value the trust our customers have placed in Merchants and Farmers and you can be confident in knowing that the information you share will be safeguarded. Also, being FDIC insured adds an additional layer of trust in knowing that your deposits are insured up to $250,000 per depositor.

Merchants & Farmers Bank provides the highest level of security possible and is focused on Internet banking. The following are just a few of our security measures:

Secure Communications

For your protection, Merchants and Farmers Bank’s Account Access requires 128-bit browser encryption. This industry standard prevents the possible interception of your personal financial information over the Internet.

Secure Login

No one at Merchants & Farmers Bank will ever ask for your password. Protecting your personal password is important to the security of your account. Please never share your password with anyone.

Secure Environment

Only authenticated bank customers or administrators can send or receive transactions to or from Merchants & Farmers Bank’s computer. Our computer system does not directly connect to the Internet. It is isolated by a “firewall” of software and hardware products that define, control, and limit the access that “outside” computers have to it. This firewall meets or exceeds all the standards set by the National Computer Security Association.

Security Reviews

We continuously monitor and audit all incoming and outgoing transactions to the Internet. We operate in accordance with all the rules and regulations of banking and bank security as set forth by the Federal Deposit Insurance Corporation, and State Banking Department of Alabama. Merchants & Farmers Bank has created an internal review process to continually ensure the highest level of web-trust available for security on the Internet.

Email Communications

For your protection, we recommend that you do not email account numbers, debit card numbers, passwords, or other critical financial information. We cannot guarantee the security of standard email communication. Your account data at Merchants & Farmers is secured by our state of the art technical equipment and in-house security policies. When you log onto your Merchants and Farmers account(s) your privacy is ensured by TLS technology.

Customer Service

If you have questions, just contact us and we’d be happy to help.