Taking care of your business is our business. For safe, reputable banking, it’s time to begin business banking with Merchants & Farmers Bank. We offer straightforward, affordable services designed to help your business succeed. Our business banking services and features include:

PPP Loans

Merchants & Farmers Bank is proud to offer Paycheck Protection Program loans to the businesses of Central Alabama. Online applications are available: click here to apply for a PPP loan »

Night Depository

Drop off your deposit in the evening or on weekends, and your account will be credited the next business day!

Business NOW Accounts (Interest Checking)

Balances above $1,500 earn a competetive rate of interest, credited monthly. This account is available only to sole proprietors and nonprofit organizations.

Money Market Demand Checking

This account earns interest, compounded and credited monthly. A minimum deposit of $2,500 is required to open. With a balance of $2,500 or more, the $15.00 service charge is waived!

All Merchants & Farmers business accounts feature no excessive transaction fees. We will analyze and issue a credit based on the average balance in your account, which can offset some or all of your service charges, including the $7.50 basic monthly maintenance fee. Imaged copies of your checks and deposit slips are returned in your monthly statement. Plus, get free access to our convenient and easy-to-use Online Banking and Mobile Banking services!

Ready to learn more about our business banking? Visit us at one of our Merchants & Farmers locations in Eutaw or Prattville.

Grow your business with an account at Merchants & Farmers!
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Commercial Loans

Merchants & Farmers Bank has a comprehensive commercial loan product offering.  Long-term relationships are our primary focus as we discuss the needs of the customer and bring them into situations which facilitate their success.  Contact a lending professional today to see what Merchants & Farmers can do for you and your business.  Our commercial loan products include:
  • Operating Lines of Credit
  • Equipment and Vehicle Loans
  • Commercial Real Estate (owner-occupied & income producing)
  • Agricultural Loans (crops and land purchases)
  • Working Capital Loans
  • Church Loans
Please contact one of our locations and let a lending professional help you find the solution which works best for your business.