Taking care of your business is our business. For safe, reputable banking, it’s time to begin business banking with Merchants & Farmers Bank. We offer straightforward, affordable services designed to help your business succeed. Our business banking services and features include:

PPP Loans

Merchants & Farmers Bank is proud to offer Paycheck Protection Program loans to the businesses of Central Alabama. Online applications are available: click here to apply for a PPP loan »

Please use Google Chrome to access our online application.

Night Depository

Drop off your deposit in the evening or on weekends, and your account will be credited the next business day!

Business NOW Accounts (Interest Checking)

Balances above $1,500 earn a competetive rate of interest, credited monthly. This account is available only to sole proprietors and nonprofit organizations.

Money Market Demand Checking

This account earns interest, compounded and credited monthly. A minimum deposit of $2,500 is required to open. With a balance of $2,500 or more, the $15.00 service charge is waived!

All Merchants & Farmers business accounts feature no excessive transaction fees. We will analyze and issue a credit based on the average balance in your account, which can offset some or all of your service charges, including the $7.50 basic monthly maintenance fee. Imaged copies of your checks and deposit slips are returned in your monthly statement. Plus, get free access to our convenient and easy-to-use Online Banking and Mobile Banking services!

Ready to learn more about our business banking? Visit us at one of our Merchants & Farmers locations in Eutaw or Prattville.

Grow your business with an account at Merchants & Farmers!
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Commercial Loans

Merchants & Farmers Bank has a comprehensive commercial loan product offering.  Long-term relationships are our primary focus as we discuss the needs of the customer and bring them into situations which facilitate their success.  Contact a lending professional today to see what Merchants & Farmers can do for you and your business.  Our commercial loan products include:
  • Operating Lines of Credit
  • Equipment and Vehicle Loans
  • Commercial Real Estate (owner-occupied & income producing)
  • Agricultural Loans (crops and land purchases)
  • Working Capital Loans
  • Church Loans
Please contact one of our locations and let a lending professional help you find the solution which works best for your business.