One of the most-used services that Merchants & Farmers Bank provides is personal banking. By giving customers a place to protect—and grow—their money, Merchants & Farmers Bank is here to help people succeed. Our personal banking services include:

  • Personal Checking, with reasonable fees and other amenities;
  • Interest Bearing Checking, featuring unlimited check writing;
  • Student Personal Checking; and
  • Senior Personal Checking, for our customers who are 65 years of age and older.

All of our personal accounts come with our convenient and easy-to-use Online Banking and Mobile Banking services!

Unsure of which options work best for you? Our professionals will happily answer all your questions! Come see us in Eutaw or Prattville.

Ready to open an account with Merchants & Farmers?
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Consumer Loans

Merchants & Farmers Bank is eager to help applicants with their consumer borrowing needs. Whether you need funds for a new purchase, debt consolidation, re-financing, or home improvement; our goal is to find a solution that works for you. Our consumer loan products include:

  • Auto Loans & RV Loans
  • Personal Lines of Credit
  • Installment Loans
  • Home Equity Lines of Credit (HELOC)
  • Home Loans, including fixed rates up to 30 years

Please contact one of our locations and let a lending professional help you navigate the application process.